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📑 Your Home Loan Breakdown

Monthly EMI

Total Interest Payable

Total Payment

Home Loan EMI FAQ

How is the interest calculated?
Most home loans in India use the "Reducing Balance" method, where interest is calculated on the remaining principal every month.
Can I reduce my EMI later?
Yes, you can reduce your EMI by making part-prepayments towards your principal or by extending your loan tenure (subject to bank approval).
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