Home Affordability Calculator.
Find out your maximum home buying budget based on your financial profile.
₹
₹
₹
%
🏠 Your Estimated Home Budget
Maximum Property Value
—
Maximum Loan Amount
—
Suggested Monthly EMI
—
Affordability FAQs
How is home affordability calculated?
It is based on your income, existing debts, and the down payment you have saved. Lenders typically prefer that your total debt payments don't exceed 40-50% of your gross income.
What is the 28/36 rule?
A common rule where you spend 28% of your gross income on housing and no more than 36% on total debt. We use a slightly more flexible Indian market standard of 45-50% for high-income earners.